Woman with very curly fringe and top bun. She wears a dress with velvet resist lapel/collar and high collar with white frilly tulle. At her throat is a bar pin with circular center and fan-like ends. She also wears a watch chain attached to a locket/watch also pinned to the collar. The chain is made of square links and is attached under the lapel on the right and at the neck. Photo by Harvey Greenfield IN